Lawyer Panel

Challenging a Bank-Appointed Sole Arbitrator in Lender-Borrower Disputes

The ideology behind incorporating Alternative Dispute Resolution (ADR) into the legal mainstream is twofold. First, it aims to provide speedy redressal for various legal issues that arise between parties. Second,…

Legal Allies in Loan Settlements: How Advocates Can Make All the Difference

Debt Settlement

In recent years, loan settlements have become increasingly intricate, often involving multifaceted legal and financial considerations. As more borrowers face financial distress, legal advocates have emerged as essential partners in…

How to Rebuild Credit After a Loan Default

Loan Default

Defaulting on a loan is a challenging experience that can significantly impact your credit score and financial opportunities. However, default doesn't have to be the end of the road. With…

Stuck in Debt? Causes & Solutions under Indian Law

Debt resolution

Finances can be nightmares in today's world, particularly when debts build up and become unmanageable. Such situations often trap individuals in endless cycles of financial distress. Escaping this requires understanding…

Fluctuation of Interest and Late Charges in Loans: Understanding the Impact on Borrowers

Debt resolution

Interest is one of the primary factors in repayment terms for both personal and business loans. However, fluctuations in interest rates and additional charges can alter the entire repayment plan.…

Loans Against LIC Policies: Pros and Cons

Debt resolution

A popular financial option these days is a loan against LIC, especially for those individuals who are ready to submit their life insurance as collateral to meet any urgent financial…

From Waiver to Recovery: Strategies to Improve Your CIBIL Score After Settlement

Credit Score

An important consideration when evaluating your creditworthiness for credit cards and loans is your CIBIL score. A poor score can seriously impair your ability to obtain credit, particularly after a…

How Sole Arbitrators Handle Disputes in Loan Agreements

Arbitration

Lenders are increasingly including clauses in loan agreements that mandate Online Dispute Resolution (ODR) for any disputes arising between them and the borrower. While ODR offers a faster and potentially…

When Borrowers Reach a Breaking Point: Banks and NBFCs Under the Lens

Debt resolution

India is a land of vibrant colors, where dreams are as big as the hearts that carry them. However, a growing menace is spreading across the country like a plague.…

Global Lessons: Improving India’s Debt Recovery Practices

Debt Settlement

In the global landscape of recovery practices, each chapter tells a story of both victory and adversity. Despite India's flourishing economy and ambitious strides, it still struggles to maintain a…