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The Reserve Bank of India (RBI) has been making waves in the financial sector with its innovative approach to regulation. At the forefront of this change is the RBI’s Regulatory Sandbox—a framework that allows fintech companies and financial institutions to test new products and services in a controlled environment.
Learn how misuse of Aadhaar in loan approvals violates the Aadhaar Act and IT Act, and how victims can report and seek compensation through UIDAI and courts.
The RBI’s policies ensure fair banking practices, enhance security, and promote financial literacy, fostering consumer trust through grievance redressal, transparency, and effective resolution of financial disputes.
Naveen’s journey highlights the power of legal and financial guidance in overcoming debt traps and harassment, proving that perseverance and the right support can lead to financial freedom.
The fields of loan approvals and credit rating have been quietly revolutionizing themselves in recent years. Conventional indicators like credit card usage, loan repayment history, and outstanding dues are the constant foundation of traditional credit scoring models like FICO and VantageScore. However, the evaluation of a borrower’s creditworthiness by lenders is changing due to the increasing use of alternative data, which are non-traditional indicators that go beyond credit scores.
Defaulting on a loan is a challenging experience that can significantly impact your credit score and financial opportunities. However, default doesn’t have to be the end of the road. With the right strategy, patience, and commitment, it’s possible to rebuild your credit and regain financial stability. Here’s a guide to help you navigate the steps toward credit recovery and restore your creditworthiness.
In the global landscape of recovery practices, each chapter tells a story of both victory and adversity. Despite India’s flourishing economy and ambitious strides, it still struggles to maintain a fair balance between the human rights of borrowers and the interests of lenders.
If a bank auctions your property without notice, you can challenge it under SARFAESI. Learn about notice rules, landmark judgments, and remedies available to borrowers.
80% of small businesses in India shut down due to poor planning and wrong loan choices. Learn how government schemes like Mudra and MSME loans offer safer alternatives, and why financial planning is key to survival and growth.
95% of startups fail — but is the reason loans, or lack of planning? Learn why debt can crush new businesses, the smarter funding options available, and how financial discipline can make the difference between failure and success.