Safe Home Visits: Prevent Harassment with RBI Rules
When banks or financial companies visit your home, it’s usually to talk about money matters. But sometimes, these visits can become uncomfortable or even scary if the people visiting don’t…
Fair Lending Standards: Latest Updates in Loan Policy
Did you know there have been some recent changes in loan policies by the Reserve Bank of India (RBI)? If not, you're in for some enlightening news! Fresh guidelines have…
Exploring the Indian Stock Market: Avoiding Scams and Debt Traps
The Indian trading market is a magnet for novice investors and traders globally. However, it also draws the attention of scammers. It's crucial to remain vigilant in the stock market…
Gold Loan Guide: Maximum Value for Your Precious Metal
Growing up in India, the concept of loans, particularly gold loans, has been ingrained in our financial landscape. A gold loan, where individuals pledge their gold for borrowing money, has…
Putting an End to Harassing Collection Calls: A Success Story
Are you or someone you know swamped with relentless collection calls? Imagine receiving over 50 calls a day, exacerbating an already distressing financial situation. This was the reality for one…
Non-Performing Assets: RBI Guidelines and Resolutions for Banks
Non-Performing Assets or NPAs in simple terms are those assets that are not bringing any profit to the Banks/ NBFCs. In banking terminology, it is a loan advance for which…
Credit Score: The three-digit judge
A credit score is a three-digit number used by banks, NBFCs, and lenders to assess whether a person is eligible for a loan or line of credit. It was Bill…
How Can I Identify a Gold Loan Fraud?
Gold loans have become increasingly popular as a viable financial solution when in need of quick cash. However, with the rise in demand, there is also a corresponding increase in…
The Rising Threat of India’s Virtual Moneylenders
In the ever-evolving landscape of digital finance, the proliferation of illegal lending apps in India has become a pressing concern. These apps lure borrowers with promises of instant funds but…
Arbitration: A Swift Solution for Resolving Debt Problems
In today’s fast-paced world, the need to resolve problems swiftly is paramount. When disputes arise, the typical inclination is to ascertain which party is wrong and which is right. However,…