Tag: RBI Guidelines

Learn how to identify fake recovery agents in India, understand warning signs of recovery scams, and know how to protect yourself from harassment.

Confused about recovery calls after 7 PM? Understand RBI guidelines on recovery agent communication and borrower rights in India.

Understand RBI guidelines for recovery agents, borrower rights, and how to handle loan recovery contacts respectfully.

The fields of loan approvals and credit rating have been quietly revolutionizing themselves in recent years. Conventional indicators like credit card usage, loan repayment history, and outstanding dues are the constant foundation of traditional credit scoring models like FICO and VantageScore. However, the evaluation of a borrower’s creditworthiness by lenders is changing due to the increasing use of alternative data, which are non-traditional indicators that go beyond credit scores.

Tired of recovery agents sending threats or spam on WhatsApp? Learn the legal steps, RBI rules, and complaint process to protect yourself from harassment.

With the rise of digital lending in India, loan app frauds are becoming a major financial and cyber concern. This blog explains how communities, schools, NGOs, and government initiatives can work together to build financial literacy and prevent online loan scams effectively.