Tag: RBI Guidelines

Understand RBI guidelines for recovery agents, borrower rights, and how to handle loan recovery contacts respectfully.

The fields of loan approvals and credit rating have been quietly revolutionizing themselves in recent years. Conventional indicators like credit card usage, loan repayment history, and outstanding dues are the constant foundation of traditional credit scoring models like FICO and VantageScore. However, the evaluation of a borrower’s creditworthiness by lenders is changing due to the increasing use of alternative data, which are non-traditional indicators that go beyond credit scores.

Tired of recovery agents sending threats or spam on WhatsApp? Learn the legal steps, RBI rules, and complaint process to protect yourself from harassment.

With the rise of digital lending in India, loan app frauds are becoming a major financial and cyber concern. This blog explains how communities, schools, NGOs, and government initiatives can work together to build financial literacy and prevent online loan scams effectively.

With the rise of digital lending in India, loan app frauds are a growing concern. This blog explores how financial literacy, government action, and community awareness can help people identify and prevent such scams.

Loan app harassment has become a serious issue in India. This blog explores the legal remedies available to victims under the IPC, IT Act, Consumer Protection laws, and RBI guidelines, while also guiding readers on filing cybercrime complaints and protecting their digital rights.